What happens to your iPhone and iCloud account after you die?

Apple (sometimes) deletes inactive accounts

It is important to note that in Apple's iCloud terms and conditions, it is stated that Apple may take its own initiative to delete an iCloud account if it has been inactive for a year or more:

"A general disruption" seems to imply that it is essentially at Apple's discretion whether or not an account has fallen into disuse, and will therefore be deleted. Either way, the removal process always comes with a 30-day warning, so it shouldn't surprise anyone out of the blue.

What happens to your iCloud after death

As you know, iCloud account is where basically all information of an iPhone is stored including backups, photos, videos, iMessages and texts, purchase history of Apple services ( including music and movies).

When you first think about it, it immediately makes sense to assume that a deceased person's Apple ID and accompanying iCloud account would be handed over to the closest family member (s), to retrieve any last precious memories that may be there, and in some cases even critical information that can provide clues to the person's death.
If, like me, you thought there would be a process for automatically transferring all of this personal information after the owner dies, you would be seriously wrong. It turns out that Apple has a particular clause in the iCloud Legal Terms of Service page that deals specifically with this.

Essentially, this means that no surviving family member can simply “inherit” access to the deceased's account. The best you can hope for (by going through this clause) is the complete deletion of the account, to lighten the load on Apple's cloud servers. But there is no standardized process for this, or at least no high profile process. You will need to contact Apple Services, who will ask you to present a copy of the death certificate. Then they will simply erase the account from existence.

However, the " unless otherwise provided by law Leads us to believe that there may be a way to access the account, or an account transfer, through a lawyer or legal representative designated by law to manage the affairs of the deceased. (Either that or a formal death investigation requiring the iCloud account as proof.)

There is a (legal) way - with a lot of paperwork

Two years ago, Apple published a more detailed article side note which seems to clarify the "unless otherwise provided by law" in more detail. There, the company says it might be possible to access a deceased person's account if the remaining family members are able to obtain a court order.

Apple says the court order spells out the following details before it can go any further:

  1. The name and Apple ID of the deceased.
  2. The name of the next of kin requesting access to the deceased's account.
  3. That the deceased was the user of all accounts associated with the Apple ID.
  4. That the applicant is the legal personal representative, agent or heir of the deceased, whose authorization constitutes “legitimate consent”.
  5. The court ordered Apple to help provide access to the deceased's information from the deceased's accounts.

Are there any loopholes? What if you don't have a court order?

We suspect that if there is another, simpler option, Apple just isn't telling us. What if for some reason the loved one facing this problem is unable to get a court order? It often happens that the closest relative of the deceased is not a legal representative or an heir and is not able to provide this specific documentation.

This could well be to prevent system exploitation, as Apple prides itself on the security of its account, but it can also make it extremely difficult for the surviving loved ones.

We've reached out to Apple for more information, and we'll update them if they ever get back to us.

Apple has, however, already posted some helpful tips to avoid the potential hassle of desperately trying to access an Apple account after death.

Of course, wills aren't something most non-retirees plan to write, and it's mainly the middle-aged and younger groups who tend to store all of their photos and memories on their phones. This is why it can be a difficult thing to predict and manage. And, even if there is is an existing will giving you access to the photos of the deceased, you will still need to get a court order to get Apple's cooperation.

Access iCloud account by email

If you have access to the deceased person's email account (the one they used to set up their iCloud), you might be able to skip all the legal hassle and access iCloud in a matter of minutes.

If they were using a Windows PC or laptop (or an older Mac before the T2 chip came along), there are some easy ways to bypass Windows password and get into the system, where they probably were. already connected to their messaging.

By using the "Forgot Password" function when logging into iCloud, the account password can be changed very easily by clicking on a "Reset Password" link which will be sent to the email address. associated with the account. Once you change the password, you can access iCloud through the web or set it up on any other iPhone.

It probably goes without saying that gaining access to the iCloud account in this manner violates Apple's terms of service and may result in the account being suspended or terminated if Apple finds out (although if it does. is done correctly, that shouldn't be a problem).

Apple can force the account to be deleted

Imagine that you weren't able to access the account this way and therefore went through the entire official process to get the correct court order from the right person and convince Apple to work with you (according to some Apple users , it's very difficult to find even Apple “experts” familiar with the process).

Imagine having done all of this - a process that can take several tedious months - to get Apple to tell you that they are going to forcefully delete the deceased's account (albeit with 30 days notice)?

That's what happened to Jeff Fischer last year when he found himself in the same position and tried to transfer a $100 credit from the patient's account. Here is his experience:

In Fischer's experience, if you go about it in an official way, you might even end up with the account of the deceased person being deleted, hopefully after being given the chance to transfer the important data. It is good to have this in mind when deciding what to do.

According to an Adam Engst's article, when another household unexpectedly lost a family member who was the sole administrator of a Family Sharing account, every Apple representative they spoke with had absolutely no knowledge of it. 'no protocol in this scenario. They told the family they were on their own, there was nothing they could do, with no mention of Apple's court order policy (" How to Request Access to Apple Accounts of a Deceased Family Member”).

If this ever happens to you and you receive similar treatment from Apple, you would do well to be armed with the knowledge of this policy as well as the required court order. Then Apple would have no choice but to find someone to cooperate with you (who might end up deleting the account as well, but I guess you can't always have your cake and eat it too).

But what is happening to the iPhone?

If no one other than the deceased person has ever had access to the iPhone passcode, then the seizure of the device with the original account is unfortunately a lost cause. Even the FBI has never been able to take special treatment away from Apple when it comes to locked passcodes: the company just never makes exceptions.

Even if you've been given official access to the deceased's iCloud account, but you don't have the phone password, you'll either need to set up iCloud on a separate phone or completely reset the original phone. However, the second option means that any information that has not been backed up to iCloud will be deleted.

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